Retire in Philippines

$958 / month typical

Range $555 to $1,855 per month for one US retiree living comfortably, or about $11,496 a year at the typical figure. Based on 1 city guide plus country-level costs (phone, internet, health coverage).

City guides on the map

Cebu City: about $958 per monthCebu City$958/mo
Click a city to read its guide. The figure shown is the typical total monthly budget for one retiree living there; the guide has the full breakdown and ranges.

City guides

Retirement visa in brief

The main retirement visa is the Special Resident Retiree's Visa (SRRV) Classic, run by the Philippine Retirement Authority (PRA). Principal applicants must be 40 or older. A pensioner aged 50+ needs a lifetime pension of at least USD 800/month (USD 1,000 with dependents) and a USD 15,000 deposit. A non-pensioner aged 50+ needs a USD 30,000 deposit, and the 40–49 deposits are USD 25,000 (pensioner) and USD 50,000 (non-pensioner). Fees are a USD 1,500 application fee (plus USD 300 per dependent) and a USD 360 annual fee covering the principal and two dependents. The Smile and Human Touch categories were dropped in the September 2025 restructuring.

Visa rules and fees change. Confirm everything with the official immigration agency before planning around it.